Personal Loans

Sometimes a secured loan just isn’t the right option. Whether you need funds for a holiday, debt consolidation, home renovation or you’re purchasing something that doesn’t meet standard asset finance criteria, a personal loan can offer flexibility and speed.

Suitable For

Private sale vehicles or smaller assets
Renovations or urgent repairs
Travel, education, medical or lifestyle expenses
Debt consolidation or short term cash flow needs

Why Arrange a Personal Loan With Us

Access to multiple banks and lenders for competitive rates
Fast approvals once documents are supplied
Simple, transparent repayments with no asset security required
Funds deposited directly in to your bank account

Frequently Asked Questions

How do I apply for a Car Loan?

How do interest rates work with Car Finance?

Car finance interest rates are very similar to finance you will get with a home loan. Additionally, there are two different types of Car loan interest rates: fixed and variable. Here's how they work:

Fixed Interest: A fixed rate loan has the same interest rate for the entirety of the borrowing period, allowing you to get a clear view of what your repayments could look like.
Variable Interest: This means that the interest rate for your car loan could either increase or decrease at your lender's discretion, and therefore increase or decrease your interest repayments accordingly.